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Services

Trustworthy and Transparent Gold Loans

Services



Obtain gold loans for any of your financial needs from ICL Fincorp Limited. Whether it is personal needs, medical emergencies, or business expansion they provide the best financial solutions for you. With their broad experience of three decades, they have developed as the most trustable brand across India today. ICL Fincorp will give you the finest rate for your gold according to the prevailing market value.

Our gold loan can be obtained using simple procedures. Our team will assist you in completing all the proceeding for applying for a gold loan. ICL Fincorp will set up an appointment with you and all the rest procedures can be completed with the help of their excellent staff. Our team ensures your complete satisfaction throughout the process and makes an easy and pleasant gold loan experience for you. They have an impressive portfolio of satisfied customers. ICL Fincorp helps you to get a gold loan at the lowest interest rates which allows economically backward groups of people to make use of their services.

Salient Features of Our Gold Loan Services

Services
Obtain Gold Loans With Simple Procedures
Services
Get Instant Cash Against the Pledged Gold
Services
Instalment Basis Repayment

GOLD LOAN SCHEMES

ICL Fincorp has different gold loan schemes. Choose the one that suits your requirements and eligibility.

1. ICL 136 (30 Days Interest Payment Scheme)

Loan Amount: 500000/- to Unlimited
Interest Rate: 23%
LTV: 75%
Duration: 90 Days
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ICL 137 (30 Days Interest Payment Scheme)

Loan Amount: 5000/- to Unlimited
Interest Rate: 22%
LTV: 65%
Duration: 90 Days
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ICL 138 (30 Days Interest Payment Scheme)

Loan Amount: 5000/- to Unlimited
Interest Rate: 20%
LTV: 60%
Duration: 90 Days
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ICL 139 (30 Months Installment Payment Scheme)

Loan Amount: 3,00,000/- to 500000
Interest Rate: 12.50%
LTV: 75%
Duration: 30 Months
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ICL 140 (24 Months Installment Payment Scheme)

Loan Amount: 100000/- to 299000
Interest Rate: 12%
LTV: 75%
Duration: 24 Months
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ICL 141 (30 Days Interest Payment Scheme)

Loan Amount: 5000/- to Unlimited
Interest Rate: 26%
LTV: 75%
Duration: 90 Days
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7. ICL Mahila

Loan Amount: 50000/- to Unlimited
Interest Rate: 22%
LTV: 75%
Duration: 90 Days
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ICL Senior (30 Days Interest Payment Scheme)

Loan Amount: 100000- to Unlimited
Interest Rate: 21%
LTV: 75%
Duration: 90 Days
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ICL 142 (18 Months Installment Payment Scheme)

Loan Amount: 5000/- to Unlimited
Interest Rate: 9%
LTV: 75%
Duration: 18 Months
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1. ICL 136 (30 Days Interest Payment Scheme) Gold Loan (1. ICL 136 (30 Days Interest Payment Scheme))

The details of the scheme are as follows:

Scheme Name Loan Amount Interest Rate LTV Duration Proccessing Fee
1. ICL 136 (30 Days Interest Payment Scheme) 500000/- to Unlimited 23% 75% 90 Days 100/- (At the time of Disbursement)
  • This is a 30 days interest payment scheme.
  • Processing charges Rs.100/- will be collected at the time of disbursement
  • Interest to be paid on or before each 30 days from the date of disbursement/ previous interest payment
  • After the loan duration, 2% Penal interest for the balance outstanding amount
  • Applicable to PAN INDIA
  • Effective date 20.05.2024

Slab Rates:

Sl No Days Interest Rate Rate after rebate
1 1-30 Days 8% 15%
2 31-60 Days 4% 19%
3 61-90 Days Nil 23%
4 After 90 Days 2% Penal interest for the balance outstanding amount. --
ICL 137 (30 Days Interest Payment Scheme) Gold Loan (ICL 137 (30 Days Interest Payment Scheme))

The details of the scheme are as follows:

Scheme Name Loan Amount Interest Rate LTV Duration Proccessing Fee
ICL 137 (30 Days Interest Payment Scheme) 5000/- to Unlimited 22% 65% 90 Days Rs.50/- up to 5 lakhs and Rs.100/- above 5.01 lakhs (At the time of Disbursement)
  • This is a 30 days interest payment scheme.
  • Processing charges will be collected at the time of disbursement based on the loan amount. i.e. Rs.50/- up to 5 lakhs and Rs.100/- above 5.01 lakhs
  • Interest to be paid on or before each 30 days from the date of disbursement/ previous interest payment
  • After the loan duration, 2% Penal interest for the balance outstanding amount
  • ? Applicable to PAN INDIA
  • ? Effective date 20.05.24

Slab Rates:

Sl No Days Interest Rate Rate after rebate
1 1-30 Days 8% 14%
2 61-90 Days Nil 22%
3 After 90 Days 2% Penal interest for the balance outstanding amount. --
ICL 138 (30 Days Interest Payment Scheme) Gold Loan (ICL 138 (30 Days Interest Payment Scheme))

The details of the scheme are as follows:

Scheme Name Loan Amount Interest Rate LTV Duration Proccessing Fee
ICL 138 (30 Days Interest Payment Scheme) 5000/- to Unlimited 20% 60% 90 Days Rs.50/- up to 5 lakhs and Rs.100/- above 5.01 lakhs (At the time of Disbursement)
  • This is a 30 days interest payment scheme.
  • Processing charges will be collected at the time of disbursement based on the loan amount. i.e. Rs.50/- up to 5 lakhs and Rs.100/- above 5.01 lakhs
  • Interest to be paid on or before each 30 days from the date of disbursement/ previous interest payment
  • After the loan duration, 2% Penal interest for the balance outstanding amount
  • Applicable to PAN INDIA
  • Effective date 20.05.2024

Slab Rates:

Sl No Days Interest Rate Rate after rebate
1 1-30 Days 8% 12%
2 31-60 Days 4% 16%
3 61-90 Days Nil 20%
4 After 90 Days 2% Penal interest for the balance outstanding amount. --
ICL 139 (30 Months Installment Payment Scheme) Gold Loan (ICL 139 (30 Months Installment Payment Scheme))

The details of the scheme are as follows:

Scheme Name Loan Amount Interest Rate LTV Duration Proccessing Fee
ICL 139 (30 Months Installment Payment Scheme) 3,00,000/- to 500000 12.50% 75% 30 Months Rs.150/- At the time of Disbursement)
  • This is a 30 Months monthly EMI scheme.
  • Processing charges will be collected at the time of disbursement Rs.150/-
  • Monthly EMI to be paid on or before the due date as per the chart.
  • There will be 2% penal charge on the EMI if the EMI not remitted on the due date till the date of remittance.
  • After the loan duration, penal interest will charge @ 3% for the principle out standing on that day of maturity.
  • Applicable to PAN INDIA
  • Effective date 20.05.2024
  • Applicable only to a salaried /Business person only

Slab Rates:

Sl No Days Interest Rate Rate after rebate
1 NIL NIL NIL
ICL 140 (24 Months Installment Payment Scheme) Gold Loan (ICL 140 (24 Months Installment Payment Scheme))

The details of the scheme are as follows:

Scheme Name Loan Amount Interest Rate LTV Duration Proccessing Fee
ICL 140 (24 Months Installment Payment Scheme) 100000/- to 299000 12% 75% 24 Months Rs.100/- At the time of Disbursement
  • This is a 24 Months monthly EMI scheme.
  • Processing charges will be collected at the time of disbursement Rs.100/-
  • Monthly EMI to be paid on or before the due date as per the chart.
  • There will be 2% penal charge on the EMI if the EMI not remitted on the due date till the date of remittance.
  • After the loan duration, penal interest will charge @ 3% for the principle outstanding on that day of maturity.
  • Applicable to PAN INDIA
  • Effective date 20.05.24
  • Applicable only to a salaried /Business person only-

Slab Rates:

Sl No Days Interest Rate Rate after rebate
1 NIL NIL NIL
ICL 141 (30 Days Interest Payment Scheme) Gold Loan (ICL 141 (30 Days Interest Payment Scheme))

The details of the scheme are as follows:

Scheme Name Loan Amount Interest Rate LTV Duration Proccessing Fee
ICL 141 (30 Days Interest Payment Scheme) 5000/- to Unlimited 26% 75% 90 Days Rs.50/- At the time of Disbursement.
  • This is a 30 days interest payment scheme.
  • Processing charges Rs.50/- will be collected at the time of disbursement
  • Interest to be paid on or before each 30 days from the date of disbursement/ previous interest payment
  • After the loan duration, 2% Penal interest for the balance outstanding amount
  • Applicable to PAN INDIA
  • Effective date 20.05.2024

Slab Rates:

Sl No Days Interest Rate Rate after rebate
1 1-30 Days 8% 18%
2 31-60 Days 4% 22%
3 61-90 Days 0 --
4 After 90 Days 2% Penal interest for the balance outstanding amount. --
7. ICL Mahila Gold Loan (7. ICL Mahila)

The details of the scheme are as follows:

Scheme Name Loan Amount Interest Rate LTV Duration Proccessing Fee
7. ICL Mahila 50000/- to Unlimited 22% 75% 90 Days Rs.50/- up to 5 lakhs and Rs.100/- above 5.01 lakhs (At the time of Disbursement)
  • This is a 30 days interest payment scheme.
  • Processing charges will be collected at the time of disbursement based on the loan amount. i.e. Rs.50/- up to 5 lakhs and Rs.100/- above 5.01 lakhs
  • Interest to be paid on or before each 30 days from the date of disbursement/ previous interest payment
  • After the loan duration, 2% Penal interest for the balance outstanding amount
  • Applicable to PAN INDIA
  • Effective date 15.05.24
  • Applicable only to female applicant

Slab Rates:

Sl No Days Interest Rate Rate after rebate
1 1-30 Days 6% 16%
2 31-60 Days 3% 19%
3 61-90 Days Nil 22%
4 After 90 Days 2% Penal interest for the balance outstanding amount. --
ICL Senior (30 Days Interest Payment Scheme) Gold Loan (ICL Senior (30 Days Interest Payment Scheme))

The details of the scheme are as follows:

Scheme Name Loan Amount Interest Rate LTV Duration Proccessing Fee
ICL Senior (30 Days Interest Payment Scheme) 100000- to Unlimited 21% 75% 90 Days Rs.50/- up to 5 lakhs and Rs.100/- above 5.01 lakhs (At the time of Disbursement)
  • This is a 30 days interest payment scheme
  • Processing charges will be collected at the time of disbursement based on the loan amount. i.e. Rs.50/- up to 5 lakhs and Rs.100/- above 5.01 lakhs
  • Interest to be paid on or before each 30 days from the date of disbursement/ previous interest payment
  • After the loan duration, 2% Penal interest for the balance outstanding amount
  • Applicable to PAN INDIA
  • Effective date 16.05.2024
  • Applicable only for senior citizens above 60 age

Slab Rates:

Sl No Days Interest Rate Rate after rebate
1 1-30 Days 6% 15%
2 31-60 Days 3% 18%
3 61-90 Days Nil 21%
4 After 90 Days 2% Penal interest for the balance outstanding amount. --
ICL 142 (18 Months Installment Payment Scheme) Gold Loan (ICL 142 (18 Months Installment Payment Scheme))

The details of the scheme are as follows:

Scheme Name Loan Amount Interest Rate LTV Duration Proccessing Fee
ICL 142 (18 Months Installment Payment Scheme) 5000/- to Unlimited 9% 75% 18 Months Rs.100/- At the time of Disbursement
  • This is an 18 Months monthly EMI scheme.
  • Processing charges will be collected at the time of disbursement Rs.100/-
  • Monthly EMI to be paid on or before the due date as per the chart.
  • There will be 2% penal charge on the EMI if the EMI not remitted on the due date till the date of remittance.
  • After the loan duration, penal interest will charge @ 3% for the principle out standing on that day of maturity.
  • Applicable to PAN INDIA
  • Effective date 16.05.24
  • Applicable only to a salaried /Business person only-

Slab Rates:

Sl No Days Interest Rate Rate after rebate
1 NIL NL NIL

Get in Touch With Us

We are always ready to hear your valuable feedback and suggestions. If you have any queries regarding our services, don’t hesitate to dial us.

Email info@iclfincorp.com Phone 1800 31 333 53
Time Opening Hours: Monday - Saturday: 9:00 AM to 5:30 PM
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