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Gold Purchase Loan



ICL Gold Purchase Loan is especially tailored to meet the aspirations of lower and middle income group customers. Through this loan facility, ICL helps these sections of the society to own their desired gold jewelry though an easy EMI scheme. Thus the lower income category is able to own jewelry assets which otherwise is beyond their financial capacity if required to pay at once.

The salient features of our Gold Purchase Loan are as follows:

  • Loan amount up to 75% of the value of Gold jewelry.
  • Lowest interest rate of 12%
  • Duration of the loan - 18 months
  • Repayment on EMI basis
  • No surety or guarantors
  • Jewelry will be kept at ICL lockers till the repayment of the loan.

Please call one of our Sales Executives if you plan to buy gold jewelry and have no liquid cash available right now.

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